5-Year Net ROI

$27.0M
70.1xper $1

Payback Period

0.5 mo
full recovery

Year 1 Value Created

$2.4M
pre-compounding

Hours Freed / Year

2,200h

Error Cost Eliminated

$60.0K

Addl Bound Policies

35/mo

5-Yr Comm. Growth

$18.6M

Total Value by Year - All Sources

Stacked by value driver. Compounding premium commissions dominate as the renewal stack builds.

Executive Narrative

At a 10% commission rate on $50.0M in current premium, with 20% annual new business growth and 80% renewal retention, deploying CoverForce creates $27.0M in net value for Your Company over 5 years at a total investment of $385.0K.

That is a 70.1x return with payback in 0.5 months. Year 1 alone generates $2.4M - 611% of the total 5-year investment recovered in the first year.

The compounding renewal stack is the key driver: every dollar of new premium written this year renews at 80%, stacking on next year's new business to create an expanding annuity that grows automatically. Waiting 12 months to deploy means $2.4M in Year 1 value is permanently foregone - not deferred.

Net ROI

$27.0M

Payback

0.5 mo

Multiple

70.1x