Carrier and MGAs
Brokers are moving to multi-carrier platforms. CoverForce puts your products in the quoting flow, reaching 15,000+ agencies through one integration - live in 30 days.
Reach wholesalers, brokers, and high-growth startups from one integration - and grow with CoverForce’s Startup Program.
One API connects your products to wholesalers, brokers, and high-growth startups nationwide - no separate partnerships required.
AI validates every submission for completeness, extracts documents, pre-answers questions, and maps industry codes to your classification system.
CoverForce handles the integration heavy lifting, helping your team go from contract to production in 30 days with less than 10 hours of carrier engineering time.
Go deeper with existing partners, get submissions across all offices, and connect with new distributors.
T.J. Ryan
CEO, ISU Steadfast Agency Network
“The partnership between ISU and CoverForce is opening the door to the future of the insurance industry, providing cutting-edge technology to our 225+ member agencies nationwide - increasing the ease of doing business.”
Danny Lee
COO, International Underwriting Agency
“We have seen the number of applications processed by a single underwriter in a day skyrocket by 500%, with marked improvements in submission quality and customer win-rates due to increased speed and efficiency in data transmission.”
Peter Germanov
CEO, Momentum Agency Management Systems
“CoverForce's API enabled us to become fully operational with the top carriers within just 8 weeks. This rapid integration has allowed us to surpass our competitors, achieving more with significantly less cost and engineering resources. The swift and smooth process of integration with CoverForce highlights their expertise in engineering best practices, making them an ideal partner.”
Alex Ledbetter
Founder, Delegance Brokerage
“As a new brokerage, securing direct carrier appointments on our own was challenging. With CoverForce's support, we connected with the right carrier teams and were appointed in a matter of days, which would have been far more difficult and time-consuming on our own.”
Jatin Sandilya
Founder, Latent Insurance
“We went from kickoff to live in under two months. The CoverForce API was straightforward to work with - clean documentation, a sandbox that behaved like production, and a team that answered questions same-day. Multi-carrier quoting that would have taken us quarters to build ourselves was running in weeks.”
Only integration partner to achieve 0% API error rate on submission data.
BOP integration: under 12 weeks, less than 10 hours carrier eng time.
Inbuilt Validations lift submission quality, enabling Chubb's first wholesaler appointment in 2+ years.
CoverForce submissions score 5 points higher on Liberty Mutual’s bindability criteria.
FAQ
CoverForce is a carrier distribution platform that connects a carrier's products to 15,000+ agencies, brokers, wholesalers, and MGAs through one API integration, with no separate partnerships required. Carriers go live in about 30 days with fewer than 10 hours of engineering time, and the platform reports up to 70% net new business from newly reachable distributors.
CoverForce is an AI-native commercial insurance distribution platform whose carrier API places a carrier's quote-and-bind products directly inside the multi-carrier quoting flow used by 15,000+ agencies. It supports lines like BOP, workers' compensation, general liability, and cyber, connecting carriers to brokers, wholesalers, and high-growth startups nationwide through a single integration rather than many one-off connections.
A carrier can go live on CoverForce in roughly 30 days, with a BOP integration referenced as live in 12 weeks and requiring fewer than 10 hours of carrier engineering time. CoverForce handles submission validation, document extraction, and mapping of NAICS industry codes to the carrier's classification system, minimizing the internal build effort for the carrier's team.
CoverForce uses AI to validate submissions for completeness, extract data from ACORD forms and documents, pre-answer underwriting questions, and map industry codes to a carrier's classification system before submissions reach underwriters. The platform reports a 0% API error rate on submission data and a 500% improvement in applications processed per underwriter daily, drawn from 350,000+ AI-labeled carrier interactions.
CoverForce reports that up to 70% of the business carriers receive through the platform is net new, sourced from distributors they were not previously connected to. Because one integration exposes a carrier's products to 15,000+ agencies, brokers, wholesalers, and startups, carriers expand distribution reach without negotiating and building separate partnerships for each channel.
Carriers can distribute commercial lines through CoverForce including business owner's policy (BOP), workers' compensation, general liability, and cyber, quoted and bound in real time. The platform has processed 110,000+ submissions across 60+ carrier and MGA integrations, using ACORD forms and NAICS codes to standardize data across carriers.
