Wholesalers

Scale your wholesale operation from one platform

CoverForce centralizes intake, routing, broker controls, and program distribution so your wholesale team can move faster without changing how retailers submit business.

Agentero
Amwins
Bridge Specialty Group
International Underwriting Agency

Precision engineering for professional workflow

See how fragmented broker workflows compare to CoverForce - from delegated intake through bind, on one platform built to scale your wholesale operation.

AI Inbox & Document Reader

AI turns emails, ACORDs, loss runs, and proposals into structured applications with 95%+ accuracy, then generates COIs from bound policy data eliminating manual rekeying.

95%+ExtractionAccuracy
AI Inbox and Document Reader

AI Appetite Engine & Smart Routing

Every submission is checked against live carrier appetite before underwriting, so your team avoids no-quote markets and gives agents faster answers.

40+Carriers InOne Submission
AI Appetite Engine and Smart Routing

Broker Code Delegation & Network Controls

Manage broker codes, agency access, and producer permissions from one dashboard with full control and a clear audit trail.

200+Broker CodesManaged
Broker Code Delegation and Network Controls

Coming Soon

Product Digitization

Put your proprietary programs on API rails without rip-and-replace. CoverForce wraps existing systems into unified endpoints, giving retailers permitted access, cross-quoting, more at-bats, and full visibility before E&S escalation.

1Unified APIFor Programs
Product Digitization

What changes

Before and afterCoverforce

Compare manual intake and blind routing with automated submission and appetite matching.

Traditional workflow tools

Manual PDF Data Entry

Underwriters spend 40% of their day re-typing information from Acord forms into carrier portals.

Blind Submission Routing

Submissions go to carriers without appetite checks - producers waste days quoting risks that won't bind.

Incomplete Submissions

Missing ACORD fields, loss runs, and supplemental forms stall underwriting before a quote can even begin.

With CoverForce

AI Document Ingestion

95% accuracy in extracting data from unstructured PDFs and emails in seconds.

Instant Appetite Matching

Automatically route to the carrier most likely to bind based on historical data.

Automated Enrichment

Integrations with 3rd party data sources automatically fill in missing firmographic details.

Infrastructure to run your distribution not a tool to quote one risk.

Insurance distribution should work like infrastructure - just like Stripe for payments or Plaid for identity.

Abstract blue and purple fluid gradient waves

AI Investments

AI-first infrastructure that gets smarter with every quote - driving higher bind rates and a customer experience that keeps improving for you.

Abstract deep purple liquid waves

Market Power

The largest bindable carrier network in the market means you inherits access on day one, instead of negotiating carrier relationships alone.

Abstract cyan light geometric glow

Carrier Knowledge

60+ live integrations and deep institutional know-how mean CoverForce launches in weeks - on rails already built and battle-tested.

Abstract violet silk waves on black

Security & Resilience

SOC 2 Type II certified, cloud-native, and built for enterprise scale - giving you infrastructure that's secure, resilient, and ready for FI-grade volume from day one.

Why commercial insurance teams trust CoverForce for smarter workflows

T.J. Ryan

T.J. Ryan

CEO, ISU Steadfast Agency Network

“The partnership between ISU and CoverForce is opening the door to the future of the insurance industry, providing cutting-edge technology to our 225+ member agencies nationwide - increasing the ease of doing business.”
ISU Steadfast Agency Network
Danny Lee

Danny Lee

COO, International Underwriting Agency

“We have seen the number of applications processed by a single underwriter in a day skyrocket by 500%, with marked improvements in submission quality and customer win-rates due to increased speed and efficiency in data transmission.”
International Underwriting Agency
Peter Germanov

Peter Germanov

CEO, Momentum Agency Management Systems

“CoverForce's API enabled us to become fully operational with the top carriers within just 8 weeks. This rapid integration has allowed us to surpass our competitors, achieving more with significantly less cost and engineering resources. The swift and smooth process of integration with CoverForce highlights their expertise in engineering best practices, making them an ideal partner.”
Momentum Agency Management Systems
Alex Ledbetter

Alex Ledbetter

Founder, Delegance Brokerage

“As a new brokerage, securing direct carrier appointments on our own was challenging. With CoverForce's support, we connected with the right carrier teams and were appointed in a matter of days, which would have been far more difficult and time-consuming on our own.”
Delegance Brokerage
Jatin Sandilya

Jatin Sandilya

Founder, Latent Insurance

“We went from kickoff to live in under two months. The CoverForce API was straightforward to work with - clean documentation, a sandbox that behaved like production, and a team that answered questions same-day. Multi-carrier quoting that would have taken us quarters to build ourselves was running in weeks.”
Latent Insurance

Carrier results that
speak for themselves

Explore Carrier
Employers

0% Error Rate

Only integration partner to achieve 0% API error rate on submission data.

Nationwide

Live in 12 Weeks

BOP integration: under 12 weeks, less than 10 hours carrier eng time.

Chubb

Trust & Quality

Inbuilt Validations lift submission quality, enabling Chubb's first wholesaler appointment in 2+ years.

Liberty Mutual

5-Point Bind Advantage

CoverForce submissions score 5 points higher on Liberty Mutual’s bindability criteria.

FAQ

Have questions? We got answers

CoverForce is an AI-native wholesale insurance platform that centralizes intake, routing, broker controls, and program distribution so a wholesale team can scale from one platform without changing how retailers submit business. It routes a single submission to 40+ carriers, checks each against live appetite before underwriting, and manages 200+ broker codes from a unified dashboard with full audit trails.

CoverForce lets an MGA send one submission and route it to 40+ carriers, with each submission checked against live carrier appetite before underwriting to eliminate no-quote markets. Its AI reads emails, ACORD forms, loss runs, and proposals into structured applications at 95%+ accuracy, then supports real-time quoting and binding and generates certificates of insurance from bound policy data.

CoverForce's AI inbox and document reader turn emails, ACORD forms, loss runs, and proposals into structured applications at 95%+ accuracy, eliminating the manual entry where underwriters otherwise spend about 40% of their day re-typing from ACORD forms. Automated enrichment fills in missing details, so incomplete submissions no longer stall underwriting.

Yes. CoverForce manages 200+ broker codes from a unified dashboard with broker code delegation, producer permission controls, and a full audit trail. This lets wholesale operations control network access and delegate authority centrally while retailers keep submitting business the same way, preserving oversight as volume scales.

CoverForce's AI appetite engine checks every submission against live carrier appetite before underwriting and routes it to 40+ carriers in one pass, eliminating no-quote markets and blind routing that wastes producer time on unbindable risks. The platform reports a 0% API error rate on an Employers integration and a 500% increase in daily applications processed per underwriter.

CoverForce references 12-week implementation timelines for carrier integrations, and its platform centralizes intake, smart routing, and broker controls so wholesale teams move faster without changing how retailers submit business. Across 60+ carrier and MGA integrations, it has processed 110,000+ submissions and reports a 5-point bindability advantage on Liberty Mutual submissions.