Smart Intake

AI that ingests
applications from any source.

Email, ACORDs, loss runs, prior policies, or AMS - AI extracts every field, enriches the submission, and pre-fills 40+ carrier applications in minutes.

Move from 115 minutes
to 8 minutes.

Contact us

Without CoverForce vs with CoverForce - each step of submission, side by side.

    With CoverForce

    Without CoverForce

  • 8 secDocument Intake
    01
    50 minsManual Entry
  • 3 minsCarrier data entry
    02
    15 minsRekeying
  • 3 minsReview & Submit
    03
    HoursManual Checks
  • 4 secQuoting
    04
    45 minsPortal Hops
  • 1 minBind and Deliver
    05
    5 minsHandoff Delay

CoverForce doc
reader

Click any sample document below and watch CoverForce extract and structure every field in real time.

CoverForce9:41 AM

Uploads any ACORD, loss run, or prior policy. Extracts structured fields and pre-fills the application in under 4 seconds.

AI Doc Reader preview

Routes submissions from email automatically. Parses attachments and surfaces ready-to-quote risks without manual triage.

AI Inbox preview

Flags appetite gaps and missing data before bind. Gives underwriters actionable context on every submission in seconds.

AI UW Co-Pilot preview

Maps NAICS and class codes across carriers instantly. Matches risk to the right appetite before you quote.

AI CodeMatch preview

Pre-fills carrier-specific questions from prior submissions. Cuts repetitive data entry with 95%+ accuracy across formats.

AI SmartForm preview

Issues certificates of insurance on demand. Delivers compliant COIs with policy-accurate limits in one click.

AI COI Generator preview

Infrastructure to run your distribution not a tool to quote one risk.

Insurance distribution should work like infrastructure - just like Stripe for payments or Plaid for identity.

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AI Investments

AI-first infrastructure that gets smarter with every quote - driving higher bind rates and a customer experience that keeps improving for you.

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Market Power

The largest bindable carrier network in the market means you inherits access on day one, instead of negotiating carrier relationships alone.

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Carrier Knowledge

60+ live integrations and deep institutional know-how mean CoverForce launches in weeks - on rails already built and battle-tested.

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Security & Resilience

SOC 2 Type II certified, cloud-native, and built for enterprise scale - giving you infrastructure that's secure, resilient, and ready for FI-grade volume from day one.

Why commercial insurance teams trust CoverForce for smarter workflows

T.J. Ryan

T.J. Ryan

CEO, ISU Steadfast Agency Network

“The partnership between ISU and CoverForce is opening the door to the future of the insurance industry, providing cutting-edge technology to our 225+ member agencies nationwide - increasing the ease of doing business.”
ISU Steadfast Agency Network
Danny Lee

Danny Lee

COO, International Underwriting Agency

“We have seen the number of applications processed by a single underwriter in a day skyrocket by 500%, with marked improvements in submission quality and customer win-rates due to increased speed and efficiency in data transmission.”
International Underwriting Agency
Peter Germanov

Peter Germanov

CEO, Momentum Agency Management Systems

“CoverForce's API enabled us to become fully operational with the top carriers within just 8 weeks. This rapid integration has allowed us to surpass our competitors, achieving more with significantly less cost and engineering resources. The swift and smooth process of integration with CoverForce highlights their expertise in engineering best practices, making them an ideal partner.”
Momentum Agency Management Systems
Alex Ledbetter

Alex Ledbetter

Founder, Delegance Brokerage

“As a new brokerage, securing direct carrier appointments on our own was challenging. With CoverForce's support, we connected with the right carrier teams and were appointed in a matter of days, which would have been far more difficult and time-consuming on our own.”
Delegance Brokerage
Jatin Sandilya

Jatin Sandilya

Founder, Latent Insurance

“We went from kickoff to live in under two months. The CoverForce API was straightforward to work with - clean documentation, a sandbox that behaved like production, and a team that answered questions same-day. Multi-carrier quoting that would have taken us quarters to build ourselves was running in weeks.”
Latent Insurance

FAQ

Have questions? We got answers

Insurance submission intake automation uses AI to turn incoming submissions—emails, ACORD forms, loss runs, and prior policies—into structured, validated data without manual re-keying. CoverForce's Smart Intake ingests submissions from any source, extracts every field, enriches the submission, and pre-fills applications for 40+ carriers in minutes, with 95%+ extraction accuracy across document formats.

CoverForce's AI Doc Reader ingests any ACORD form, loss run, or prior policy and extracts structured fields to pre-fill a carrier application in under 4 seconds, with 95%+ accuracy across formats. It reads documents by field meaning rather than a fixed template, so it generalizes across ACORD versions and layouts, and AI CodeMatch maps NAICS and class codes across carriers automatically.

Yes. CoverForce's AI Inbox automatically routes email submissions and parses their attachments, so ACORD forms, loss runs, and prior policies are extracted without manual sorting. The platform ingests submissions from any source—email, ACORD forms, loss runs, prior policies, and AMS systems—then extracts every field and pre-fills 40+ carrier applications in minutes.

CoverForce reports 95%+ extraction accuracy across document formats and pre-fills applications from a document in under 4 seconds. The platform cuts per-submission processing about 93%—from roughly 115 minutes to 8 minutes, saving around 107 minutes each—and has processed 350,000+ submissions, which continuously improves its AI models.

Yes. CoverForce provides API access to its Smart Intake capabilities alongside 60+ live carrier integrations, so agencies and MGAs can ingest submissions, extract structured data, and pre-fill carrier applications programmatically. The platform is SOC 2 Type II certified, cloud-native, and built for enterprise scale.

After extraction, CoverForce enriches the submission and pre-fills applications for 40+ carriers, then applies AI features that add value downstream. AI CodeMatch maps NAICS and class codes across carriers, AI SmartForm pre-fills carrier-specific questions from prior submissions, AI UW Co-Pilot flags appetite gaps and missing data before binding, and the AI COI Generator issues certificates of insurance on demand.