Pricing

Three plans.
One platform.

Whether you're launching your first book or scaling enterprise distribution, CoverForce's AI-powered infrastructure grows with you.

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60 Day Introductory Credit

Independent Agency

For independent retail agencies quoting on their own appointments. Full platform access from day one — unlimited users, month to month.

$99/MO after the first 60 days
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  • CoverForce Portal access for independent agencies (non-API quoting)
  • Quote and bind across 20+ carriers on your own appointments
  • 100 quote submissions included per month
  • Unlimited users, no per-seat fees
  • One unified application, no re-keying between carriers
  • Pre-fill, auto-filled renewals, AI doc reading and email intake
  • Quote comparison PDFs, appetite guides and ACORD generation
  • Send to additional markets with dedicated underwriters
  • Month to month, cancel any time
  • Customers using the Independent Agent product are ineligible for the Startup program

New

Startup

For insurtechs, new brokerages, and early-stage startups. Full platform access from day one with pricing that scales as you grow.

Customusage-based as you scale
Apply to our startup program
  • API-only
  • Application and usage-based pricing that scales as you scale
  • Unlimited seats
  • Aligned incentives
  • Free sandbox
  • Standard API
  • Slack + integration support

Enterprise

For brokers and organizations at scale. Enterprise controls, dedicated support, and custom integrations for high-volume teams.

Customtailored to your volume
Talk to sales
  • Application and usage-based pricing that scales as you scale
  • Unlimited seats
  • Aligned incentives
  • Full AI ingestion, enrichment, quoting & binding
  • Tailored carrier roadmap
  • Agent & consumer-facing modules, plus wholesaler and agency-network experiences with configurable workflows
  • Nationwide distribution capabilities
  • 24/7 enterprise technical customer support

Scales with you not
against you

Pricing that aligns with how you grow - not how many seats you fill.

Usage based

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Pricing that grows with your volume.

Unlimited users

Add your whole team without per-seat fees.

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Aligned incentives

We grow when you grow.

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FAQ

Have questions? We got answers

CoverForce uses usage-based pricing rather than per-seat fees, and does not publish fixed prices; cost is quoted per account based on application and transaction volume. Pricing is obtained by contacting CoverForce through "Talk to sales" or by applying to the startup program. Both the Startup and Enterprise plans include unlimited seats, so cost scales with usage, not team size.

CoverForce offers two plans: a Startup plan for insurtechs and early-stage companies, and an Enterprise plan for established brokers and larger organizations. Both use usage-based pricing with unlimited seats. The Startup plan includes a free sandbox, standard API, and Slack support; the Enterprise plan adds AI ingestion, quoting, binding, custom integrations, and 24/7 dedicated support.

No. CoverForce does not charge per seat and includes unlimited seats on both its Startup and Enterprise plans. Instead, pricing is application- and usage-based, scaling with transaction volume rather than team size. CoverForce frames this as aligned incentives, since cost grows with usage as your business grows rather than penalizing you for adding users.

To get pricing, contact CoverForce directly: use "Talk to sales" for the Enterprise plan or "Apply to our startup program" for the Startup plan. Because pricing is usage-based and tailored to each account's transaction volume, CoverForce does not list fixed numbers online and provides a custom quote after understanding your expected volume and needs.

Yes. CoverForce's Startup plan includes a free sandbox environment, and sandbox access is available on signup, letting developers test the API before committing to paid usage. The sandbox mirrors production behavior for quoting, binding, and webhooks. Formal pricing is then arranged through the startup program or sales, based on your usage.